Personalized Coverage, Local Expertise
Insurance That Puts
You First
At our independent agency, we believe insurance should work for you, not the other way around. With personalized policies tailored to your needs, we make sure you’re covered—whether it's for your home, business, or health. Let our team of dedicated agents guide you toward the best coverage options that give you peace of mind.
Comprehensive Protection
Insurance Solutions for Every Need
Personal Insurance
Protect your home, auto, and personal property with customized coverage options.
Business Insurance
Safeguard your business with comprehensive policies designed to cover every aspect of your operation.
Life Insurance
Plan for the future with flexible life insurance options that protect your loved ones.
Health Insurance
Affordable health plans tailored to meet your family’s needs and budget.
Our story
Your Local Insurance Experts
At our agency, we’re more than just insurance providers—we’re your neighbors. Our team is committed to building lasting relationships with our clients, offering expert advice, and providing personalized coverage that fits your unique situation. We pride ourselves on delivering friendly service, expert knowledge, and ongoing support.
Real Stories from Satisfied Clients
What Our Clients Are Saying
I have had Joe as our insurance broker for years for our personal and business needs. He has always been available, answers all our questions, he is very perfectional, and looks after our family as if I am the only customer. He is very knowledgeable and someone you can trust. I have and will continue to recommend him to all of my family and friends. Thank you, Joe, for such outstanding service!!!
Cari S
Joe is on top of things. He is watching out that coverages actually are in line with our needs. A breath of fresh air in the insurance world.
Bruce B
What a great relief to find someone to help and manage my policies. Joe finds the best policies for me, keeps in touch, and lets me know when anything changes. So happy that I can relax and not stress out so much.
Nancy L
Joe Aiello has been my insurance agent for my home, vehicles, and life since 2018 and I highly recommend his office! It is comforting to have a helpful agent who is very reliable and cares about his service. He is always super responsive by email and phone, no matter how small the inquiry.
Diana K
Stay informed and empowered with the resources you need to make the best decisions for your insurance coverage.
Our Blog
Insurance Insights and Tips
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Does Auto Insurance Cover Vandalism?
If you walk out to your car and realize someone keyed it, broke a window, or slashed your tires, it’s a bad day. Vandalism feels personal, and unfortunately, it can also get expensive. If you’re...Read more -
Understanding Liability for Independent Contractors
The Importance of Understanding Liability RisksWhen it comes to hiring independent contractors, understanding liability risks is crucial for business owners. Many assume that their General...Read more -
Navigating Your Life Online: Cyber Risks & Protections
Understanding the Digital ShiftAs our daily lives increasingly migrate online, from how we shop and communicate to managing our smart homes, understanding cyber risks becomes crucial. Everyday...Read more -
5 Tips When Choosing a New Primary Doctor
Choosing the right doctor is a big decision, but it doesn’t have to be complicated. Your primary care provider (PCP) is the person you’ll go to for regular checkups, general health concerns, and...Read more -
Simple Strategies to Cut Home Insurance Costs for North Carolina Residents
When it comes to lowering your homeowners insurance premiums in North Carolina, it’s all about finding that balance between saving money and keeping the right coverage for your home. There are...Read more -
Life Insurance Trends You Can't Ignore in 2025
As we embark on the journey into 2025, it is crucial to reassess our life insurance needs. This year marks a pivotal point in understanding the trends that are shaping the life insurance industry...Read more -
Agape Newsletter - January 2025
The NC Legislature has been busy and have come up with quite a few major changes that will be going into effect as of July 1st, this year. You've probably read about them or seen them on the local...Read more -
Can I Insure a Car That Isn't In My Name?
It’s a question we hear often: can you insure a car that isn’t in your name? The short answer is that it’s possible, but it depends on specific circumstances. This situation comes up when you’re...Read more -
What Should You Do Immediately After a Car Accident?
Car accidents can be stressful and overwhelming, even if they're minor. Knowing what steps to take right after a crash can make the situation smoother and protect you both legally and financially....Read more -
Do I need separate flood insurance in NC?
If you’re a homeowner in North Carolina, you might be wondering if flood insurance is really necessary, especially if you don’t live near the coast. The short answer? Yes, you probably do. Many...Read more -
What is the Difference Between Liability, Collision, and Comprehensive Coverage?
When you’re choosing car insurance, it’s important to know what you’re paying for. Three common types of coverage are liability, collision, and comprehensive. Each one covers different situations,...Read more -
Do I need full coverage if I own my car outright?
If you’ve paid off your car and finally have that title in hand, congratulations! It’s a big milestone to fully own your vehicle. But now that there’s no lender requiring certain types of insurance...Read more -
Ask an Agent - What’s the Minimum Required Auto Insurance Coverage in NC?
If you drive in North Carolina, you’re legally required to carry a minimum level of auto insurance. These requirements ensure that you can cover certain expenses in case of an accident. Here's a...Read more -
The Dangers of Mold in Your Home and How Home Insurance Can Help
Mold is one of those hidden problems that can creep up in your home and cause serious damage before you even realize it's there. It thrives in damp, humid environments, making areas like basements,...Read more -
Firewood 101: How to Stay Warm and Safe This Winter
If you love the crackle of a good fire, knowing your firewood basics is key. The type of wood, how you store it, and a few safety measures can make your fires warmer and safer.Not All Firewood Is...Read more -
5 Tips for Your Electric Vehicle Battery this Winter
Winter in North Carolina can be tough on electric vehicles (EVs), especially with the cold draining your battery faster than usual. Here’s how to keep your EV in good shape and stay safe on the...Read more