Insights & Insurance Tips
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Does Auto Insurance Cover Vandalism?
If you walk out to your car and realize someone keyed it, broke a window, or slashed your tires, it’s a bad day. Vandalism feels personal, and unfortunately, it can also get expensive. If you’re...
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Understanding Liability for Independent Contractors
The Importance of Understanding Liability RisksWhen it comes to hiring independent contractors, understanding liability risks is crucial for business owners. Many assume that their General...
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Navigating Your Life Online: Cyber Risks & Protections
Understanding the Digital ShiftAs our daily lives increasingly migrate online, from how we shop and communicate to managing our smart homes, understanding cyber risks becomes crucial. Everyday...
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5 Tips When Choosing a New Primary Doctor
Choosing the right doctor is a big decision, but it doesn’t have to be complicated. Your primary care provider (PCP) is the person you’ll go to for regular checkups, general health concerns, and...
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Simple Strategies to Cut Home Insurance Costs for North Carolina Residents
When it comes to lowering your homeowners insurance premiums in North Carolina, it’s all about finding that balance between saving money and keeping the right coverage for your home. There are...
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Life Insurance Trends You Can't Ignore in 2025
As we embark on the journey into 2025, it is crucial to reassess our life insurance needs. This year marks a pivotal point in understanding the trends that are shaping the life insurance industry...
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Agape Newsletter - January 2025
The NC Legislature has been busy and have come up with quite a few major changes that will be going into effect as of July 1st, this year. You've probably read about them or seen them on the local...
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Can I Insure a Car That Isn't In My Name?
It’s a question we hear often: can you insure a car that isn’t in your name? The short answer is that it’s possible, but it depends on specific circumstances. This situation comes up when you’re...
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What Should You Do Immediately After a Car Accident?
Car accidents can be stressful and overwhelming, even if they're minor. Knowing what steps to take right after a crash can make the situation smoother and protect you both legally and financially....
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Do I need separate flood insurance in NC?
If you’re a homeowner in North Carolina, you might be wondering if flood insurance is really necessary, especially if you don’t live near the coast. The short answer? Yes, you probably do. Many...
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What is the Difference Between Liability, Collision, and Comprehensive Coverage?
When you’re choosing car insurance, it’s important to know what you’re paying for. Three common types of coverage are liability, collision, and comprehensive. Each one covers different situations,...
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Do I need full coverage if I own my car outright?
If you’ve paid off your car and finally have that title in hand, congratulations! It’s a big milestone to fully own your vehicle. But now that there’s no lender requiring certain types of insurance...
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Ask an Agent - What’s the Minimum Required Auto Insurance Coverage in NC?
If you drive in North Carolina, you’re legally required to carry a minimum level of auto insurance. These requirements ensure that you can cover certain expenses in case of an accident. Here's a...
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The Dangers of Mold in Your Home and How Home Insurance Can Help
Mold is one of those hidden problems that can creep up in your home and cause serious damage before you even realize it's there. It thrives in damp, humid environments, making areas like basements,...
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Firewood 101: How to Stay Warm and Safe This Winter
If you love the crackle of a good fire, knowing your firewood basics is key. The type of wood, how you store it, and a few safety measures can make your fires warmer and safer.Not All Firewood Is...
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5 Tips for Your Electric Vehicle Battery this Winter
Winter in North Carolina can be tough on electric vehicles (EVs), especially with the cold draining your battery faster than usual. Here’s how to keep your EV in good shape and stay safe on the...
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